The CAB

It's comforting to know that when life throws up problems, there are people out there to help. I'm referring of course to the Citizen's Advice Bureau. I am in a good position to praise them - I've called upon their help, more than once in fact and I was there earlier today with my wife. We needed help with a debt plan. Of course, it isn't a completely stress free experience. You have to lay yourself bare and be honest about everything. Your income and outgoings are scrutinised so there can be no hiding anything. But it's all worth it. They are helpful, they listen, they are sympathetic and they do not judge. They see thousands of people each year who are in financial difficulty, many worse than us. We were told this, of a client who has a mortage three times the size of ours. Ours is £111,000... Of course it's not over, it won't be for a long time. We have a lot to pay back but we have to justify what we can afford to pay our creditors and that's the purpose of the CAB in helping to draft a new financial statement.
So, to anyone out there needing help, I say turn to your local CAB. You're not alone and they really help.